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KP Ehsaas Apna Ghar Scheme
The Government of Khyber Pakhtunkhwa has taken a commendable step toward helping low-income families achieve their dream of owning a home through the KP Ehsaas Apna Ghar Scheme 2025. Under this initiative, interest-free loans ranging from Rs. 50,000 to Rs. 1.5 million will be provided to eligible residents of KPK for house construction or completion. This article will walk you through the eligibility criteria, required documents, and the step-by-step application process—everything you need to know to apply from the comfort of your home.
What is the Ehsaas Apna Ghar Scheme?
The Ehsaas Apna Ghar Scheme 2025 is a housing support program launched under the leadership of the Chief Minister of KPK. Its core aim is to empower deserving citizens by offering them interest-free loans for building or completing their houses. This initiative is part of the broader Ehsaas poverty alleviation framework and is specifically targeted at those struggling with financial barriers to home construction.
Ehsaas Bahimmat Buzurg Program for Financial Assistance
Key Features of the Scheme
The key features of the Ehsaas Apna Ghar program are summarized below.
Feature | Details |
Loan Amount | Rs. 50,000 to Rs. 1.5 million (interest-free) |
Monthly Income Limit | Up to Rs. 100,000 |
Eligible Age | 18 to 55 years |
Eligibility Area | Khyber Pakhtunkhwa only |
Application Portal | ehsasapnaghar.bok.com.pk |
Application Deadline | May 8, 2025 |
Who Can Apply? (Eligibility Criteria)
To apply for the Ehsaas Apna Ghar Scheme, applicants must meet the following requirements:
- Residence Requirement: Applicants must be long-term residents of Khyber Pakhtunkhwa and possess a valid domicile certificate.
- National Identity Card: It is required to have a Computerized National Identity Card (CNIC) issued by the KPK government.
- Age: Eligible individuals must fall within the age range of 18 to 55 years.
- Income: Monthly income must be Rs. 100,000 or less.
- Land Ownership: Must own at least 5 marla of land intended for construction.
- Phone Number: A registered mobile number is required for OTP verification.
If you meet these requirements, you qualify to apply and move one step closer to turning your dream of owning a home into reality.

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How to Fill and Submit the Ehsaas Apna Ghar Loan Application Online
The administration has simplified and opened up the application procedure. You can complete your online application in just a few simple steps:
Visit the Official Portal
Go to the official website:
ehsasapnaghar.bok.com.pk
Click “Apply Now.”
On the homepage, click on the “Apply Now” button under the Ehsaas Apna Ghar Scheme 2025 section.
Fill Out the Application Form
Enter all required information:
- Full Name
- CNIC Number
- Contact Details
- Monthly Income Information
- Details of land ownership (5 marla minimum)
Submit the Form
To complete your application, just click the “Submit” button after filling out the form. You’ll receive an OTP for verification, so make sure your mobile number is active and registered.
Registration in Nashonuma Program for Mother and Child Health
Required Documents for Application
To guarantee a successful application, collect the necessary papers listed below:
- CNIC (with KPK domicile)
- Utility Bill (for address confirmation)
- Registered Mobile Number
- Proof of Land Ownership (minimum 5 marla)
- Proof of Income (e.g., salary slip, bank statement, or a signed affidavit)
Application Deadline: May 8, 2025
The deadline to apply for the Ehsaas Apna Ghar Scheme is May 8, 2025. Applications submitted after this date will not be entertained, so submit your application as early as possible to avoid any issues.
Final Words
The Ehsaas Apna Ghar Scheme 2025 is a transformative initiative aimed at helping the underprivileged of Khyber Pakhtunkhwa to build a secure future. By offering interest-free loans and a straightforward application process, the government is empowering people to finally construct the home they’ve always dreamed of. If you or someone you know meets the eligibility criteria, don’t delay completing your application today and take advantage of this life-changing opportunity.
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